Insurance
Protect yourself with Pacific Financial's help.
 Buying your home is likely to be the largest financial commitment you will ever make. Yet few people stop to consider how they would pay the mortgage if they had an accident, fell ill or lost their job.
If you were off sick for a long period, how long would your employer continue to pay you?
That's why it's important to protect your monthly mortgage payments with insurance.
It's vital to insure your life, your health, and your income.
There are a number of different ways you can protect yourself against the misfortunes that fate can throw at you. Critical Illness cover, for example, could pay a lump sum equal to your mortgage if you are diagnosed with a serious illness.
Income Protection will replace a proportion of your salary if you are diagnosed with a specified critical illness, so you can maintain your commitments until you are able to return to work.
Life Cover could pay a lump sum equal to the mortgage on death.
Family Income Benefit could provide a regular - usually monthly - payment to your family for a specified period following your death, to help replace the salary you used to bring home.
There are lots of ways to protect yourself - and your family - so let us guide you through the maze and make the right choice.
Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Services Authority does not regulate certain aspects of Buy to let mortgages.
Pacific Financial Services (North West) 150 Briercliffe Rd Burnley Lancs. BB10 2NZ is authorized and regulated by and regulated by the Financial Services Authority We are entered on the FSA register No 302245 at www.fsa.gov.uk/register. There may be a fee for mortgage advice, the precise amount will depend on your circumstances but we estimate that it will be £195. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
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