Financial Safety
We believe that our customer's financial safety and security is paramount. For added peace of mind Pacific Financial Services (North West):
Only ever recommend SHIP approved equity release plans
Safety with SHIP
Ship is a self-regulatory trade body which aims to ensure that equity release products are safe. Their code of practice covers both lifetime mortgages and home reversion plans. SHIP has set out a code of practice which all participating companies are pledged to observe.
Visit the SHIP website to find out more about the SHIP code of practice.
Pacific Financial Services (North West) offers independent advice to help you choose the most suitable equity release solution for your retirement. Contact us now to get the advice that you need.
Home reversion plans and lifetime mortgages are complex products. To understand the features and risks, ask for a personalised illustration.
There will be a fee for Equity Release advice, equal to 1% of the amount of cash released. For example, if you release £25,000 on receipt of funds you will pay a fee of £25,000 x 1% = £250. You have the option to pay us a fee and receive any commission which we are paid by the lender/company that buys your home. If you choose this option, we estimate that the fee will be £750. We do offer a free of charge, no-obligation, initial consultation with an independent adviser so that you can find out how much cash you could release and whether a plan would be suitable for you. If you choose not to proceed no fee will be charged.
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